Nov
24
If you are now in a commercial hard money loan, and your business occupies at least 51 (percents) of your building and your loan amount is less than $2,000,000 I have very good news for you. You hit three of the biggest guidelines of being eligible to refinance your current commercial hard money loan with a government sponsored program. And a loan that will save you thousands of dollars per month. As in most aspects of the commercial mortgage business knowing which sources are still funding is key.
November 24, 2008
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Nov
24
When you need money to purchase a business property, whether to open a new business or expand your current one, commercial mortgage loans can help you get the cash needed to move forward. You can apply for a commercial mortgage loan through a traditional lender such as a bank or through a private lender. To get approved for this type of loan, you should already have a property in mind that you’d like to buy, a good credit history, and either a well put together business plan or proof of a stable financial history for your business.
November 24, 2008
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Nov
24
Invoice Discounting is a method of using the invoices that your company issues as security for a business loan. The loan usually covers up to 90 (percents) of the value of the invoices that your business has issued.
November 24, 2008
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Nov
24
Currently one of the biggest issues in regards to commercial loan rates, SBA loans and in particular the SBA 7a loans is an inversion between the Prime Rate and LIBOR. As LIBOR has risen above PRIME, this has forced many foreign investors away from buying commercial mortgage securities on our already battered secondary market, further reducing the liquidity in our banking system and pushing commercial loan rates up.
November 24, 2008
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Nov
24
Why would any borrower accept 15 (percents) rates and 5 (percents) on the front of a hard money commercial loan? Because their other options are worse, that’s why. For example they may lose a substantial amount of equity out right or have to take on a partner that may take a higher percentage of their equity than a hard money lender would charge in fees. Or they may lose a property or business opportunity to another buyer if they don’t close with in a short time frame.
November 24, 2008
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Nov
24
Business needs no formal introduction and is touted as one of the easiest and hassle free occupation. However, it is not that simple as it seems to be. You have to take in to account a lot of factors, among which finance plays a very important role. It is only through the finance that can be invested as capital and utilized to take care of all other expenses. Even if you do not have any and want to start a new business or expand an existing one, you can arrange the funds by availing business loans. These loans are designed to provide monetary assistance, so that you can tackle all the expenses in a convenient manner.
November 24, 2008
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Nov
24
1. What is a settlement loan?
A settlement loan is money that you borrow to consolidate or settle your debts. With this type of loan you can consolidate all your monthly payments into one that is often lower than the total of all the payments. The benefit is that you have more money left at the end of the month when you pay all your bills.
November 24, 2008
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Nov
24
A commercial loan broker is a specialist intermediary between businesses seeking funding and commercial lenders, acting on behalf of the client business. Taking advantage of the services provided by a commercial broker when seeking a business loan is essential where no established relationship exists with a bank or the client is not sure what the going rate is for any particular funding type. The consequences could be that any business loan taken is over priced, that could be a very costly mistake indeed!
November 24, 2008
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Nov
24
Many people have heard the startling myth that nine out of 10 restaurants fail within their first year of opening. Hearing this can make anyone who is contemplating going into the restaurant industry think twice.
But according to H.G. Parsa, associate professor in Ohio State University’s Hospitality Management program, as quoted in a Business Week article, this is not true.
November 24, 2008
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Nov
24
When you are starting out in the business world and trying to establish your own company, the first thing that you will require is a decent working capital. As well as the requirement of the initial start up costs, you will also need some injections of funding from time to time in order to pay certain expenses in times of crisis. Even if you have projections and plans for all of your budgeting, costs and income plans, you will always find times where unforeseen events call for some extra funding, and generally this funding is needed quickly.
November 24, 2008
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